
Buying a new bike is always exciting, but paying the full amount up front can be tough, especially for students, young professionals, or anyone on a tight budget. Well, many popular bikes in India can now be purchased on easy monthly installments (EMIs). In fact, there are several models where the EMI is less than ₹5,000 per month. That means you can own a brand-new bike without putting too much pressure on your pocket.If you’re planning to buy a bike soon and want to keep your monthly payments low, this article will help. All the bikes listed below offer great features, strong performance, good mileage, and most importantly, affordable EMI plans (calculated with a 10–15% down-payment and 3–5 year loan term).

Buying your very first bike is always a special feeling. It gives you freedom, saves time in traffic, and adds a bit of excitement to your everyday routine. But as a first-time buyer, it is completely normal to worry about the price, mileage, and maintenance costs. You don’t want anything too heavy or too complicated; you just want something simple, reliable, and affordable.Well, there are plenty of bikes in India that tick all these boxes. They might not be fancy or very powerful, but they are easy to ride, cheap to maintain and perfect for learning.

There was a time when “premium” bikes were well out of reach for most riders in India. Today, things have totally changed. With a budget of up to ₹2 lakh, you can now buy bikes that not only look stylish, but also offer strong performance, modern features and solid build quality. These bikes may not be full-blown superbikes, but they offer more than enough power and presence for city riding, weekend fun and even highway trips.

With the expected 'one country, one border' rule in India, several states permit owners to drive cars registered in another state. However, this flexibility is only allowed for a limited period. Once the timeline is crossed, an individual has to either re-register the car in that state or take it back.Those who have to temporarily or permanently relocate to another state must pay the road tax difference, obtain an NOC (No Objection Certificate), and fulfil other legal formalities.This blog provides a detailed understanding of the RC transfer from one state to another, road tax, and permits required. It also discusses the legal implications if you don’t comply with the regulations.

If your budget for a bike is between ₹1 lakh and ₹1.5 lakh, you’re in a very sweet spot. In this price range, you start getting bikes that are powerful, good-looking looking and packed with useful features, without being too expensive to buy or maintain.Whether you want a sporty bike for weekend fun, a comfortable and reliable bike for daily office rides, or something that can handle both city traffic and long highway rides, this segment has plenty of great options

The Volkswagen Virtus has become a popular choice in India’s premium sedan market, combining German engineering, sharp styling, and a spacious cabin with modern features. Built on the MQB-A0-IN platform, it offers two engine options — a 1.0-litre TSI petrol for efficiency and a 1.5-litre TSI petrol with Active Cylinder Technology for added performance. Positioned as a rival to the Honda City, Hyundai Verna, and Škoda Slavia, the Virtus is praised for its driving dynamics and solid build quality.Until recently, though, the Virtus was burdened by India’s older GST framework. As a mid-size sedan (over 4 metres, up to 1.5L engines), it attracted 28% GST and 17% cess, taking the total tax to 45%. This pushed ex-showroom prices higher, particularly for top-end 1.5 TSI DSG variants, limiting affordability in a highly competitive segment.With the rollout of GST 2.0, effective from September 22, 2025, the cess has been eliminated, and mid-size sedans like the Virtus are now taxed at a flat 40% GST rate. This 5% reduction has brought a significant price cut of ₹40,000–₹1.63 lakhs, making the Virtus more appealing to buyers looking for a premium sedan at a better value.

The Volkswagen Tiguan R-Line stands as one of the most premium SUVs in Volkswagen’s Indian lineup. With bold European styling, a feature-rich cabin, and a powerful 2.0-litre turbo-petrol engine paired with 4MOTION all-wheel-drive, it caters to buyers who demand performance and luxury in equal measure. Known for its robust build quality and refined driving dynamics, the Tiguan R-Line has been a popular choice for those seeking a step above mainstream mid-size SUVs.Until recently, though, the Tiguan R-Line was burdened by one of the highest tax rates in the Indian automotive market. As a large SUV with an engine over 1,500cc and a length above 4 metres, it fell under the 50% tax bracket (28% GST + 22% cess). This significantly inflated its ex-showroom price, making it less accessible despite its premium credentials.With the introduction of GST 2.0, effective from September 22, 2025, this tax structure has been simplified. SUVs like the Volkswagen Tiguan R-Line are now taxed at a flat 40% GST, with the cess component removed altogether. This 10% reduction in tax has led to a major price cut of ₹3.26 lakhs, making the Tiguan R-Line a far more attractive proposition for luxury SUV buyers.

The Volkswagen Taigun has made a strong impression in India’s mid-size SUV segment, offering German engineering, a bold design, and a feature-rich cabin. Built on Volkswagen’s MQB-A0-IN platform, the Taigun shares its underpinnings with the Škoda Kushaq but stands apart with its distinct styling and brand appeal. It offers two turbocharged petrol engines a 1.0-litre TSI for efficiency and everyday usability, and a 1.5-litre TSI with cylinder deactivation technology for those who value performance.Under the older GST structure, SUVs like the Taigun attracted 28% GST and 17% cess, totalling 45%. This significantly inflated ex-showroom prices, particularly for higher-end trims, and reduced cost competitiveness in a segment that already sees tough rivalry from the Hyundai Creta, Kia Seltos, and Honda Elevate.With the rollout of GST 2.0, effective September 22, 2025, the cess has been abolished, and all mid-size SUVs are now taxed at a flat 40% GST rate. This 5% reduction in tax has resulted in a price drop of ₹40,000–₹1.63 lakhs across Taigun variants, making it even more competitive against its Korean and Japanese rivals.

The Škoda Slavia has established itself as a premium mid-size sedan in India, blending European design with practical everyday usability. Known for its sharp styling, refined interiors, and safety-focused engineering, the Slavia competes in a space traditionally dominated by Japanese and Korean rivals. With both 1.0-litre and 1.5-litre turbocharged petrol engines, it offers a wide range of choices from efficiency-focused commuters to performance-driven enthusiasts all while upholding Škoda’s reputation for quality.Until recently, however, Slavia’s ex-showroom pricing was weighed down by India’s GST and cess structure. As a petrol sedan over 4 metres in length, it fell under the mid-size category, attracting 28% GST and 17% cess, bringing the total tax to 45%. This significantly inflated its pricing, especially for top-spec trims.With the rollout of GST 2.0, effective September 22, 2025, the cess has been removed and replaced by a flat 40% GST rate. This 5% reduction in tax has brought a meaningful price drop by nearly ₹37,000–₹63,000, depending on the variant. For a premium sedan like the Slavia, this makes it more attractive against rivals such as the Hyundai Verna, Honda City, and Volkswagen Virtus.

The Škoda Kushaq is one of the brand’s most successful models in India, designed specifically for the country’s mid-size SUV market. With sharp European styling, high-quality interiors, and a choice of two turbocharged petrol engines — the 1.0-litre TSI and the more powerful 1.5-litre TSI the Kushaq appeals to buyers looking for performance, comfort, and premium build quality in a practical SUV package.Until recently, however, the Kushaq was subject to high taxation under India’s GST system. Being over 4 metres long, both its 1.0-litre and 1.5-litre petrol variants fell into the mid-size car/SUV tax bracket, attracting 28% GST and 17% cess, totalling 45%. This raised the ex-showroom prices and placed it at a disadvantage in a price-sensitive segment.With the introduction of GST 2.0, effective from September 22, 2025, the cess has been removed and replaced with a flat 40% GST for mid-size cars and SUVs. This change has resulted in a price drop by around ₹36,000–₹65,000, depending on the variant, making the Kushaq even more appealing against rivals such as the Hyundai Creta, Kia Seltos, and Honda Elevate.
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