Karnataka Bank FASTag: Fee, Online Recharge, and How to Apply

What is Karnataka Bank FASTag?

FASTag is a device in the National Electronic Toll Collection (NETC) programme that the National Payments Corporation of India (NPCI) has developed. It is an RFID passive tag that is attached to the windscreen of your vehicle to make toll payments directly from your linked savings/current or prepaid account. With this, you do not have to stop at any toll plaza for toll payments. 

As per NPCI, in June 2024, over nine crore (9,45,63,944) tags were issued across the country. NPCI has authorised approximately 22 banks in India to issue and renew FASTags as required by people. One of them is Karnataka Bank, which offers all the FASTag-related services hassle-free. Moreover, after you buy a FASTag from Karnataka Bank, it will stay valid for five years. 

As per your usage, you will have to recharge it or get top-ups if it is linked to a prepaid account. If your account does not have sufficient balance, a toll plaza will blacklist your FASTag. In such a scenario, the NETC services will not be available, and you have to pay the toll fee in cash. 

With a FASTag, you do not need to stop driving at any toll plaza, which helps you save a lot of time and fuel. It offers a cashless experience, which furthers the efficient and smart way of road travel, ensuring a more enjoyable and smoother journey. 

How Does Karnataka Bank FASTag Work?

You can purchase a FASTag from any of the NETC member banks. A FASTag device on your vehicle’s windscreen directly deducts the toll fee from your linked account. Once you attach a FASTag to a vehicle, you cannot transfer it to another vehicle. 

Here is how FASTag of Karnataka Bank works: 

Step 1: Your vehicle passes through a toll plaza’s ETC lane, and the toll plaza system captures details like Tag ID, vehicle class, TID and more for the acquiring bank to process. The bank sends the details to NETC Mapper and requests validation. 

Step 2: The NETC Mapper responds with details like Tag status and VRN upon finding a valid Tag ID. If the Tag ID is not found, it will notify you of its absence. 

Step 3:  After Tag ID validation, the acquirer host evaluates the appropriate toll fee and initiates a debit request to the NETC system, which will switch this request to Karnataka Bank to debit your account. 

Step 4: The issuer host will debit the account and send an SMS alert to you. The NETC system, the acquirer host, and the toll plaza will get notifications about this transaction. 

How to Get Karnataka Bank FASTag?

Follow these simple guide to know how to apply for Karnataka Bank FASTag:

Step 1: Visit the official website of Karnataka Bank or any dealership point that the bank authorises. 

Step 2: Fill out the form with vehicle and personal information. 

Step 3: Submit the essential documents, such as a copy of the UID card, PAN card, and RC. 

Step 4: Pay the fees it requires. 

Karnataka Bank will process your application and send the FASTag to the address you have registered. 

Which documents are required to get Karnataka Bank FASTag?

To purchase FASTag easily with Karnataka Bank online, you have to submit the following documents: 

• FASTag application form

• KYC documents like Voter ID, Indian Passport, driving licence, Aadhaar card, NEGRA card 

• Registration Certificate of the vehicle 

How to Recharge Karnataka Bank FASTag Online?

Here is how to do an instant Karnataka Bank FASTag recharge online: 

1. UPI

Follow these steps to recharge your FASTag account using any UPI app: 

Step 1: Open your UPI app, log in and click on send. 

Step 2: Add NETC FASTag UPI ID (etc., your car number@Kanara Bank handle). 

Step 3: Enter the amount you would like to credit to your wallet and enter the UPI PIN. 

After this, you will receive a notification that the recharge is complete. 

2. Bank Portal

Follow these steps to complete the recharge using Karnataka Bank’s portal using Net Banking/Credit Card/Debit Card: 

Step 1: Log in to the net banking portal of Karnataka Bank. 

Step 2: Navigate to the NETC FASTag Recharge option and click on it. 

Step 3: Click on the ‘Add Money/Recharge’ button. 

Step 4: Enter the amount you want to recharge and select Net Banking/Credit Card/Debit Card to complete the transaction instantly.  

3. My FASTag App

If you want to recharge your FASTag account via ‘My FASTag App’, follow these steps: 

Step 1: Go to the App Store or Google Play Store to download the My FASTag App. 

Step 2: Navigate to the Bank Specific FASTag (FASTag issued by banks) and select ‘Recharge Via UPI’. 

Step 3: Choose Karnataka Bank and enter your vehicle number. 

Step 4: Validate the VPA ID (etc., vehicle number@Karnataka Bank UPI handle) and continue with the UPI app you prefer. 

How to Recharge FASTag Offline?

It is important to know how to recharge Karnataka Bank Fastag online and offline. Here's how to do the latter: 

Step 1: Reach a Point Of Sale at a Toll Plaza. 

Step 2: Pay the amount in cash. 

Step 3: With the amount, the Point of Sell executive tops up your NETC FASTag account. 

You will receive an instant confirmation and recipe via SMS. 

Fee and Charges for Karnataka Bank FASTag

Karnataka Bank requires you to pay Rs. 100 (inclusive of all taxes) for the issuance of FASTag. The fee is the same for re-issuance. 

One-Time Security Deposit for Different Categories of Vehicles

Here is a list of security deposits and minimum balances depending on vehicle class:

Bottom Line

FASTag is transforming the way toll payments work in India. It allows vehicle drivers to continue driving while still paying the toll fare, resulting in better efficiency and a more comfortable journey. 

If you know how to apply for Karnataka Bank Fastag, you can also enjoy the cashless toll payment experience and join the crowd that stays away from congestion. With a simple process such as FASTag recharge, transaction amount, and low balance alerts, it is a smooth sail after you opt for it.

What Are the Key Benefits of Karnataka Bank FASTag?

If you apply for Karnataka Bank FASTag, you can expect the following benefits after the issuance: 

Time and Fuel Efficient 

If you use FASTag, you do not have to stop at any toll plaza. It is convenient, reduces travel time, and saves fuel. 

Cashless Payment 

With FASTag, you do not have to worry about carrying cash for toll plazas, as it completes the payment of the toll fare while the vehicle is in motion.  

Interoperability 

All toll plazas (under the NETC programme) across India accept Karnataka FASTag (Karnataka Bank is one of the member banks). 

Rechargeable Online

You can recharge your FASTag account online through Karnataka Bank’s portal using Net Banking/NEFT/RTGS/Debit Card/Credit Card/UPI. 

Flexibility to Choose Any Payment Instrument 

You can open a prepaid account at Karnataka Bank even if you do not have an existing account. You can also link your FASTag to your current savings account. 

SMS Alert

On your registered mobile number, you will get instant SMS alerts for low balances, transactions, etc. 

Frequently Asked Questions

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