Search icon

What to Do if Your Car is Damaged Due to Flooding?

Published on 9 Sept, 2022, 2:47 PM IST
Updated on 30 May, 2025, 7:42 AM IST
image_21_018b3be180.webp
Team Ackodrive
ReadTimeIcon
11 min read
Interesting Articles
Follow us onfollow-google-news-icon

Share Post

In recent years, urban flooding has become alarmingly frequent in metro cities like Mumbai, Chennai, and Bengaluru. With heavy rains bringing roads under water, thousands of vehicles are left stranded or submerged. If your car gets flooded with water, the consequences can be far more serious than just a temporary breakdown. A flooded car can suffer long-term mechanical, electrical, and interior damage.

Understanding what to do immediately after such an incident is crucial to prevent further deterioration. If you’re wondering, "Can a flood-damaged car be repaired?", the answer depends on how quickly and effectively you respond. Here’s a practical checklist to help you minimise water damage to your car and potentially save yourself from expensive repairs or total loss.

What
Contents
ArrowUpGrey icon

Can You Drive a Car After it Gets Flooded?

  • Do not start the engine immediately: Starting a car flooded with water can cause severe damage to internal engine parts, potentially resulting in a totaled car (damaged beyond repair).
     
  • Damage severity depends on water exposure:
    • Driving through shallow flooded roads may only affect brake linings, which are usually repairable.
       
    • Prolonged submersion causes far more serious damage.
       
  • Long-term flooding consequences: A car parked underwater for a long time often suffers electrical failures, musty odours, and extensive water damage.
     
  • Repair feasibility varies: Whether a flood-damaged car can be repaired depends on its model, age, and extent of flooding; older or heavily water-damaged vehicles may not be worth the trouble.

10 Things You Must Do After Your Car Gets Flooded

When your car gets flooded with water, your immediate actions can mean the difference between minor repairs and a total loss. Acting quickly is crucial, whether it's a partially submerged vehicle or a completely flooded car. Floodwater can infiltrate critical systems, engine, transmission, electrical components, and interior, leading to severe and sometimes irreversible water damage to the vehicle.

To minimise the impact and increase the chances of restoring your vehicle, these are the steps you must follow after flood exposure:

1. Inspect the Damage

If your car is flooded with water, resist the urge to start it immediately. Starting a flooded car can worsen internal damage, especially if water has entered the engine or electrical systems. Begin by conducting a visual inspection to assess the extent of water damage to the car.

  • Check the interior: Remove the floor mats and inspect the carpeting for dampness. If the carpet is wet, dry it promptly using a vacuum and air dryer to prevent mould and further interior damage.
     
  • Inspect electrical components: Floodwater can infiltrate critical electrical parts. While you should avoid switching on the ignition, check the Engine Control Unit (ECU), fuse box, and visible wiring for signs of moisture or corrosion. Also, examine key connected systems such as headlights, steering, and the clutch.
     
  • Test the brakes: Water exposure can reduce brake efficiency. Once the car is safe to drive, test the brakes in a secure area by applying gentle, steady pressure on the pedal to ensure responsiveness.
     
  • Document the damage: Take clear photos of both interior and exterior damage. These will serve as vital evidence when filing an insurance claim and answering the question, "Can a flood-damaged car be repaired?"

2. Dry Your Car

Time is critical when dealing with a car that has been flooded with water. The quicker you remove moisture, the better your chances of minimising long-term water damage to the car.

  • Dry the brakes: Use towels and air dryers to remove water from the brake discs and pads. Let them dry completely before testing to ensure full braking efficiency.
     
  • Dry the interior: Use a wet/dry vacuum to extract standing water from carpets and seats. Follow up with thick, dry towels to soak up residual moisture from cushions and upholstery. Ignoring this can result in mould, rust, and severe interior damage in a flooded car.

3. Allow sunlight exposure and proper ventilation

Time is critical when dealing with a car that has been flooded with water. The quicker you remove moisture, the better your chances of minimising long-term water damage to the vehicle.

  • Dry the brakes: Use towels and air dryers to remove water from the brake discs and pads. Let them dry completely before testing to ensure full braking efficiency.
     
  • Dry the interior: Use a wet/dry vacuum to extract standing water from carpets and seats. Follow up with thick, dry towels to soak up residual moisture from cushions and upholstery. Ignoring this can result in mould, rust, and severe interior damage in a flooded car.

4. Replace Fluids and Air Filters

Floodwater can contaminate your car’s internal systems, including fluids and filters. If these are not replaced, they can lead to severe engine and transmission issues in a water-damaged vehicle.

  • Drain and replace fluids: Have a professional mechanic drain and refill engine oil, transmission fluid, brake fluid, and coolant. Contaminated fluids can damage the internal components of a car that has been flooded with water.
     
  • Swap air filters: Waterlogged air filters can choke the engine and disrupt the combustion process. Replace them immediately to keep your car running smoothly.

5. Raise a Car Insurance Claim

If your policy includes protection against natural calamities, you should file a claim for your flooded car as soon as possible.

  • Notify your insurer: Contact your insurance provider promptly and report the water damage to the car. Delaying this step might affect your claim eligibility.
     
  • Submit evidence: Share the pictures and documentation you captured during the inspection phase.
     
  • Follow the claim process: Adhere to your insurer’s guidelines to ensure a smooth claims experience. This step helps in evaluating whether a flood-damaged car can be repaired under your policy.

6. Inspect and Replace the Spark Plugs and Fuel System

Floodwater can severely impact the ignition and fuel delivery system of your vehicle. Neglecting this can result in long-term damage to a water-damaged car.

  • Check spark plugs: If your car has been flooded, spark plugs may get wet or corroded. Remove, inspect and replace if it parts with any sign of moisture or rust.
     
  • Clean fuel system: Water can enter the fuel lines or tank, contaminating the fuel. In a flooded car, this can prevent ignition or damage fuel injectors. Drain the fuel tank and clean the entire fuel system to prevent engine misfiring and damage.

7. Check transmission and differential for water intrusion

Flooding can allow water into your transmission and differential systems, both of which are vital for vehicle mobility.

  • Inspect gear oil: If your car is flooded with water, water may seep into the transmission or differential and mix with the gear oil. This causes poor lubrication and wear. Have a professional check and replace the fluids if necessary.
     
  • Avoid driving: Operating a water-damaged car with contaminated gear oil can result in costly repairs and breakdowns.

8. Inspect the Exhaust and Emission System

The exhaust system can trap water during flooding, which affects engine backpressure and overall emissions.

  • Check for blockages: A car flooded with water may have moisture trapped in the muffler or catalytic converter, which can lead to performance issues.
     
  • Dry and inspect thoroughly: Allow the exhaust system to dry completely and get it professionally inspected to ensure the exhaust path is clear and the emission system is functioning correctly. Ignoring this for a water-damaged car can lead to engine warning lights and emission failures.

9. Look out for corrosion and rust

Floodwater accelerates rust formation, especially on hidden metal parts and undercarriage components.

  • Inspect critical areas: Check hinges, seat rails, underbody, and engine bay carefully, as even small metal surfaces in a flooded car are vulnerable to corrosion.
     
  • Apply anti-rust treatments: Once your vehicle is fully dried, spray anti-rust sprays or protective coatings on the underbody and exposed metal parts to prevent long-term damage- a crucial step when salvaging a car that has been flooded with water.

10. Evaluate if the car is a total loss

In some cases, repairing a flooded car can cost more than its actual value.

  • Get a professional assessment: If your water-damaged car shows extensive electrical or structural damage, consult an insurance surveyor or experienced mechanic to determine if the vehicle is beyond repair.
     
  • Consider salvage value and resale options: Ask yourself whether a flood-damaged car can be repaired practically or if it’s safer and more cost-effective to replace it with a new vehicle.

Takeaway

Flooding can cause serious and costly damage to your vehicle, from electrical failures to engine issues. Taking immediate and appropriate steps after exposure to floodwater can significantly reduce long-term damage to your water-damaged vehicle. While wet brakes can be repaired, severe flooding may need assessment to determine if a flood-damaged car can be repaired or if replacement is the better option. Always prioritise safety, thorough inspection, and timely action to protect your vehicle and wallet.

Frequently Asked Questions

Here are some of the most common question and their answer related to What to do if your Car is Damage Due to Flooding

Icon
Can I start my car after it has been flooded with water?

No. Starting a car flooded with water can cause major engine damage. Always inspect and dry it first.

How soon should I inspect my car after flooding?

Inspect immediately without starting the engine to assess water damage and prevent further harm.

What should I check first on a flooded car?

Check the interior for moisture, electrical components, brakes, and engine area before attempting to start.

Can a flood-damaged car be repaired?

It depends on the extent of the damage, the model, and the age. Minor damage can be repaired, but severe flooding may render the car totalled.

Do I need to change car fluids after flooding?

Yes. Floodwater contaminates engine oil, brake fluid, transmission fluid, and coolant—all should be drained and replaced.

Should I raise an insurance claim for a flooded car?

Yes. Notify your insurer promptly and provide damage evidence to initiate a flood damage car claim.

How can I prevent mould and odours after flooding?

Dry your car thoroughly, expose it to sunlight, and ventilate the interiors to prevent musty smells and mould growth.

Is it safe to drive a flooded car immediately after the water recedes?

No. Driving without proper inspection and repairs risks brake failure, electrical faults, and engine damage.

What parts are most vulnerable in a car flooded with water?

Electrical systems, brakes, engine components, exhaust, and interior upholstery are highly susceptible.

When should I replace my flood-damaged car?

If repairs cost more than the vehicle’s value or if major electrical and structural damage exists, replacement is advisable.

Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on industry experience and several secondary sources on the internet, and is subject to changes. Please go through the applicable policy wordings before making any insurance-related decisions.

Explore More:

How to check engine oil level in a car? A 6-step guide

Car suspension: How does it work? Parts and types explained

Best cars for first-time buyers in India

How to drive a car? Automatic and manual car driving tip

AckoDriveTag IconTags
car guide

RecentArticles

e-challan in Lakshadweep: How to Check and Pay Online

Team Ackodrive 12 Jun, 2025, 5:50 AM IST

How to Get a PUC Certificate in Uttarakhand Online/Offline?

Team Ackodrive 12 Jun, 2025, 5:00 AM IST

How to Renew Driving Licence in Uttarakhand

Team Ackodrive 11 Jun, 2025, 8:45 AM IST

How to Renew Driving Licence in Assam

Team Ackodrive 10 Jun, 2025, 11:53 AM IST

Looking for a new car?

We promise the best car deals and earliest delivery!

Callback Widget Desktop Icon
What to Do if Your Car is Damaged Due to Flooding?