What is a FASTag?
FASTag is a Radio Frequency Identification (RFID) enabled sticker that is affixed on the windscreen of a vehicle. It allows for automatic deduction of toll charges, without the need to stop at the toll plaza.
The FASTag sticker contains a unique identification number linked to the vehicle owner's account, which is pre-loaded with the required toll amount. As the vehicle approaches the toll plaza, the RFID reader at the toll booth captures the FASTag details, and the toll charges are automatically deducted from the linked account. This electronic system offers a hassle-free and cashless experience to motorists.
What are the Essential Documents Required to Apply for FASTag?
To apply for FASTag, certain documents need to be submitted for verification. The following documents for the FASTag application are generally required:
Registration Certificate (RC) of the Vehicle: The original copy of the RC is mandatory for the FASTag application. It is used to verify the ownership of the vehicle.
Passport-sized Photograph: You need to provide a recent passport-sized photograph of the vehicle owner or the individual authorised to apply for FASTag. This photograph will be used for the FASTag sticker.
Identification Proof: Any valid government-issued identification proof, such as an Aadhaar card, PAN card, passport, driving licence, or voter ID card, should be submitted.
Address Proof: You need to provide a document that serves as proof of address, such as an Aadhaar card, passport, utility bill, or bank statement. The address mentioned in the document should match the address mentioned in the RC.
KYC Documents for Corporate Accounts: In the case of FASTag application for a corporate account, additional documents related to the organisation, such as a partnership deed, certificate of incorporation, or a letter from the company, may be required.
How to Get a FASTag?
Now that you know what are documents required to buy FASTag, it is important to know how to buy one. Getting a FASTag for your vehicle is an easy and simple process. Here are the steps to follow:
Step 1: Choose an Issuing Bank
FASTags can be obtained from various issuing banks authorised by the National Electronic Toll Collection (NETC) program. Some popular banks providing FASTag services include State Bank of India (SBI), HDFC Bank, ICICI Bank, and Axis Bank. Visit the website of your chosen bank to apply for FASTag.
Step 2: Fill out the Application Form
On the bank's website, locate the FASTag application form. Fill in the required details, such as your personal information, and vehicle details, and select the type of FASTag you prefer (individual or corporate).
Step 3: Submit Required Document
Along with the application form, you need to submit certain documents for verification.
Step 4: Pay the Requisite Fee
Once the application form is filled out and documents are uploaded, you need to make the payment. The FASTag fee includes the tag issuance fee, security deposit (refundable), and an amount for future toll charges. The fee may vary depending on the issuing bank and type of vehicle.
Step 5: Receive the FASTag
After successful payment, the bank will process your application and dispatch the FASTag to your registered address. The FASTag is usually delivered within seven working days.
Step 6: Activate the FASTag
Once you receive the FASTag, it needs to be activated before use. This can be done by linking the FASTag to your bank account through a mobile app or website. You will also need to set up a Personal Identification Number (PIN) for authentication purposes.
How to Check if the FASTag KYC is Incomplete?
To check the status of your FASTag KYC (Know Your Customer) details, follow these steps:
Step 1: Visit the website or mobile app of the issuing bank.
Step 2: Log in to your FASTag account using your credentials.
Step 3: Go to the KYC section or profile settings.
Step 4: Check if all required documents and information have been submitted.
If any documents or information are missing or incomplete, the KYC status will be indicated as "Incomplete" or "Pending." In such cases, the bank will provide instructions on how to complete the KYC process.
It is essential to have a complete and verified KYC to ensure uninterrupted and hassle-free use of your FASTag.
Benefits of Availing FASTag
After knowing the documents required for the FASTag application and the process to purchase it, it is time to know some of its features and benefits. FASTag offers several benefits to vehicle owners. Some of the key advantages include:
Time-saving: FASTag allows for seamless passage through toll plazas, eliminating the need to wait in cash lanes. This saves time, especially during peak traffic hours.
Cashless Transactions: With FASTag, there is no need to carry cash for toll payments. The toll charges are deducted automatically from the linked bank account, providing a convenient and hassle-free cashless experience.
Promotes Digital India: FASTag is a significant step towards making India a digital economy. It encourages the use of electronic payments and reduces the dependence on cash transactions.
Reduction in Traffic Congestion: Cashless toll payments through FASTag significantly reduce traffic congestion at toll plazas. Faster movement of vehicles leads to improved traffic flow, saving time for motorists.
Online Recharge and Transaction History: FASTag accounts can be recharged online through net banking, debit cards, credit cards, or UPI, ensuring easy and quick top-ups. Additionally, users can access their transaction history, facilitating better management of toll expenses.
Final Words
FASTag has revolutionised toll collection in India, making it more efficient, convenient, and time-saving. To obtain a FASTag for your vehicle, you need to fulfil certain requirements, such as submitting the necessary documents required for FASTag verification. The process is simple, and within days, you can enjoy the benefits of seamless toll payment. So, apply for FASTag today and experience a hassle-free journey on India's roadways.
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